Privacy Policy

Last updated: August 2026

1. Who we are

Kopi O Money ("we", "us", "our") is a project by The Dollar Merchant Pte Ltd. This policy applies to personal data collected through kopiomoney.com, newsletter.kopiomoney.com, and associated social media accounts.

2. What we collect

We collect only what you choose to give us:

• Email address, when you subscribe to our newsletter, The Kopi O Brew.
• First name, optionally, if you provide it when subscribing.
• Basic technical data, such as browser type and general usage patterns, if we use analytics tools, for the sole purpose of understanding how the site is used.

We do not collect payment information, government ID numbers, or any sensitive personal data through this site at this time.

3. Cookies and analytics

At the time of writing, this site does not use tracking cookies or analytics tools. If we add analytics in the future (for example, to understand general traffic patterns), we will use privacy-respecting tools and update this section to describe what's collected and why. We will not use such tools to build detailed profiles of individual visitors for advertising purposes without updating this policy first.

4. How we use your data

• To send you the newsletter you signed up for, and related updates.
• To understand how many people use the site and what content resonates, so we can improve it.
• To respond if you contact us directly.

We do not sell your personal data to third parties.

5. Third-party services we use

We rely on trusted third-party providers to run this site and newsletter, who process data on our behalf:

• Beehiiv, our email newsletter platform, which stores and manages subscriber data (email, name) to deliver The Kopi O Brew.
• Hostinger, our web hosting provider, which processes standard website traffic data.

These providers have their own privacy policies governing how they handle data on our behalf.

6. Your rights

Under Singapore's Personal Data Protection Act (PDPA), and as a matter of good practice regardless of where you're located, you have the right to:

• Ask what personal data we hold about you.
• Ask us to correct inaccurate data.
• Withdraw your consent at any time; for the newsletter, simply use the unsubscribe link in any email.
• Ask us to delete your data, subject to any legal retention requirements.

To exercise any of these rights, contact us using the details below.

7. Data retention

We keep your data for as long as you remain subscribed, or as long as needed to fulfil the purposes described in this policy. If you unsubscribe, your data is removed from active use in line with our email platform's standard practices.

8. Children's privacy

This site is not directed at children, and we do not knowingly collect personal data from minors.

9. Changes to this policy

We may update this policy from time to time as the site and our practices evolve. The "Last updated" date at the top will reflect the most recent revision.

10. Contact us

For any privacy questions or requests, reach us at privacy@kopiomoney.com.